Diners Club Black Metal Edition Credit Card – 2025 Elite Features & Benefits

Diners Club Black Metal Edition Credit Card is a premium credit card offered by HDFC Bank, designed exclusively for high-net-worth individuals seeking elite financial and lifestyle benefits. From unlimited airport lounge access to exclusive memberships and luxury golf privileges, this metal credit card is packed with unparalleled features.

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Diners Club Black Metal Edition Credit Card Eligibility

For Salaried Individuals:

• Age: 21 to 60 years
• Monthly Net Income: Above Rs. 2.5 Lakhs

For Self-Employed Individuals:

• Age: 21 to 65 years
• Annual ITR: Rs. 30 Lakhs and above

Key Features of Diners Club Black Metal Edition Credit Card

• Metal Card: Premium metal finish card for elite aesthetics
• Unlimited Lounge Access: Across 1,300+ airports worldwide
• Complimentary Golf Games: 6 games per quarter on elite golf courses
• Welcome Benefits: Free Club Marriott, Swiggy One, and Amazon Prime memberships
• Reward Points: 5 reward points per ₹150 spent
• Bonus Points: 10,000 bonus points on ₹4 lakh quarterly spend
• Dining Offers: 2X points on weekend dining (max 1,000/day)
• 10X SmartBuy Rewards: Shop or travel and earn big via SmartBuy portal

Lounge & Concierge Benefits

With Diners Club Black Metal Edition Credit Card, cardholders enjoy:

• Unlimited Domestic & International Lounge Access
• Global Concierge Access (24×7): For travel bookings, fine dining, events & more
• Toll-Free Concierge: 1800 118 887 or 022 42320226

Golfing Privileges

Enjoy 6 complimentary golf games every quarter at India and world-class courses. To book, contact the concierge.

Welcome & Milestone Rewards

Welcome Offer:

• Spend ₹1.5 Lakhs within 90 days & receive memberships to Club Marriott, Swiggy One, and Amazon Prime.

Quarterly Milestone Offer:

• Spend ₹4 Lakhs in any quarter to earn 10,000 bonus reward points.

SmartBuy Rewards and Redemption

• Earning:
  • 5 RP per ₹150 retail spend
  • Up to 10X RP via SmartBuy portal
• Redemption:
  • Flights/Hotels: 1 RP = ₹1.00 (up to 70% of value)
  • Airmiles: 1 RP = up to 1 air mile
  • Products/Vouchers: 1 RP = up to ₹0.50
  • Cashback: 1 RP = ₹0.30

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Smart EMI & Contactless Payments

Convert large spends into EMI easily. Use contactless technology at HDFC Bank POS terminals for payments under ₹5000.

Insurance & Protection

• Air Accident Cover: ₹2 Crore
• Overseas Hospitalization: ₹50 Lakhs
• Baggage Delay Insurance: ₹55,000
• Credit Liability Cover: ₹9 Lakhs

Good Food Trail Program

Enjoy FLAT 10% OFF at 35,000+ restaurants via HDFC x Swiggy Dineout.

Exclusive Lifestyle Offers

• Priority check-ins and baggage assistance
• Discounts at luxury spas
• SME business discounts and workspace offers

Fees & Charges

• Joining/Renewal Fee: ₹10,000 + Taxes
• Renewal Fee Waiver: Spend ₹8 Lakhs in 12 months

Diners Club Black Metal Edition Credit Card is truly a symbol of financial excellence and luxury. Whether you travel often, dine lavishly, or seek lifestyle exclusivity, this premium credit card delivers unmatched privileges for elite users.